Simplifying Budget Categories and Sinking Funds (or “Future Spending”) Categories and sinking funds can make budgeting feel way more complicated than it needs to be. If you’ve ever felt overwhelmed by too many budget categories or frustrated by trying to track every little expense, this…
What to Do When You Overspend Your Budget (Without the Guilt) I went to Costco today, and I had $150 budgeted for my trip. I spent $279. That is more than $150. Like, significantly more. So what am I going to do about that?! First…
How I Combined Digital and Paper Budgeting for Financial Confidence Budgeting doesn’t have to be an either-or choice between digital tools and paper planners. Today, I’m sharing my hybrid system that gives me complete confidence in my finances by combining the best of both worlds….
I will always plan and budget on paper even though I have adopted using an online calendar and use an online budgeting method as well. The soon as we hit the “ber” months, September, October, November and December, I want everything I am using to…
